Hand holding wallet with money sticking out
I have a regular source of income.
I receive at least $1000/month.
I have a bank account.
I have read and agree to the Terms & Conditions of this website.

Learn How We Can Help You Get the Money You Need

If you've never used an online payday loan before, you may find the process a little intimidating and strange. This is a normal reaction, especially if you are not a regular or frequent user of the Internet, or are (rightly) protective of your money and finances. There is a simple process that most loans go through when the Internet is used to facilitate the connection between lender and borrower. Understanding this process can go a long way to alleviating your concerns.

  • First - you find a provider: We will help you find the money you need online by locating your legitimate short-term borrowing agent and simply typing in some simple information in our form.
  • Transmit your information to get started: Once you find a suitable provider you will have to let them know how much you wish to borrow - this amount is limited by state and local laws and will be determined in part based on the information that the provider discovers in research about your situation. You will also need to tell them about your current employment, income and under what terms you would like the advance funds (how long).
  • Requirements are verified: The lender will then verify the information you have entered such as your employment and income and eligibility to receive the funds. Eligibility requirements may vary but generally the requirements are that you be a U.S. Citizen, have an income of at least $1,000 per month, be 18 years of age or older, and have an active checking or savings account in good standing (may not be over-drafted). Once these items are verified, your lending company will offer you the funds, which you can sign for through various electronic methods.
  • Loan is deposited: Your money will usually be deposited into your bank account within 24 hours of applying for it if your information is easily verified. This cash is then yours to spend and do with as you please and will be payable and due under the terms of the agreement you made with your provider.
  • Repayment is made: Repayment of what you owe is usually done by a reverse debit out of the same account that the money was deposited into on an appointed date. If you need an extension and cannot make the repayment for whatever reason, usually that will be allowed as long as you pay either the base fee or possibility a new service fee at the time of the original payment due date.